Jewelers Mutual®
Protect your purchase with
JEWELERS MUTUAL® GROUP
We've collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even disappearance. Whether it's an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry.
Enjoy peace of mind for every piece.
Get My Free QuoteIf you have any questions about insuring with Jewelers Mutual, please email
personaljewelry@jminsure.com or call 888.884.2424.
About Jewelers Mutual
For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.
Jewelers Mutual Personal Jewelry Insurance Advantages
Worldwide Coverage
Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance
Total Protection
Protection against theft, damage, accidental loss, and disappearance
Choose Your Jeweler
The option to choose your own jeweler
Quality Repairs
Repair of damaged jewelry with the same level of quality as the original
Exact Replacement
Replacement of lost jewelry with the same brand and type.
GIA Expertise
Graduate Gemologists (GIA) with a passion for jewelry on staff.
How A Jewelers Mutual Policy Stands Out
Jewelry is typically covered under renters and homeowners insurance policies, however, that coverage is normally not enough to cover the full replacement cost. Even a jewelry-specific rider added to your homeowners policy has its limits.
| Feature | Jewelers Mutual | Typical Homeowners | Typical Rider |
|---|---|---|---|
| Loss | |||
| Theft | |||
| Damage | Not always covered | Not always covered | |
| Disappearance | |||
| Flood or Earthquake | Not always covered | Not always covered | |
| Worldwide Coverage | |||
| Out of Pocket Cost | $0 deductible option | Homeowners deductible applies | May have deductible |
| Effects of Claims | None | May jeopardize entire policy | May jeopardize entire policy |
Frequently Asked Questions
Does Fascinating Diamonds offer jewelry insurance?
We highly recommend protecting your jewelry with a jewelry insurance policy. Jewelers Mutual – the only company specializing in jewelry insurance for over 110 years – offers comprehensive coverage to protect, repair, or replace your jewelry.
What are the advantages of having jewelry insurance?
- Coverage that often goes beyond standard homeowners or renters insurance and added riders
- Protection that follows your worldwide travels and covers loss, theft, damage, mysterious disappearance, floods, and earthquakes
- Flexibility to choose your own jeweler, no need for multiple quotes
- Keeping jewelry separate helps protect your home insurance from being affected by a jewelry claim
- Repair or replacement of the same kind and quality as your original piece
- Fast, professional, and compassionate claim experience from jewelry experts
How do I get a quote for jewelry insurance?
If you would like to consider an insurance policy with Jewelers Mutual for your personal jewelry, get a free, no-obligation quote today.